Vested Angels FAQ / Terms / Risk

Important information

Vested Angels opportunities, if any, are intended only for eligible Australian wholesale investors.

Nothing on this page is personal financial advice, legal advice or tax advice, and nothing should be treated as a recommendation to acquire, dispose of, or hold a financial product. Access to an opportunity does not mean it is suitable for you.

Investing in startups and private markets is high risk. You may lose some or all of your capital. These investments are illiquid, long-term in nature, and may not produce returns. Past performance is not a reliable indicator of future performance.

Any investment opportunity is subject to separate disclosures, platform terms, investor eligibility checks and risk warnings.

What is Vested Angels?

Vested Angels is the investment pathway associated with the broader Vested Impact ecosystem.

If and when opportunities are made available, they are intended to be accessed through the relevant syndicate structure, issuer or third-party platform, subject to separate disclosures, eligibility requirements, platform terms, fees and risk warnings.

Is Vested Angels personal financial advice?

No. Vested Angels does not provide personal financial advice. ASIC states that a person providing financial product advice generally must hold an AFS licence or be authorised by a licensee. Investment opportunities, if any, should therefore be made available through the relevant licensed or authorised structure, platform or issuer, with separate disclosures and investor checks.

Are you the holder of an AFSL?

Vested Impact Pty Ltd is not the holder of an Australian Financial Services Licence and does not provide personal financial advice.

Any investment opportunity should be made available through the relevant issuer, platform or authorised structure, with separate disclosures, eligibility requirements and terms.

Who can invest through Vested Angels?

Vested Angels opportunities, if any, are intended only for eligible Australian wholesale investors.

ASIC’s current guidance says one common pathway is a current certificate from a qualified accountant confirming that the person has either:

• gross income of at least $250,000 in each of the previous two years, or

• net assets of at least $2.5 million

ASIC also notes another pathway can include qualifying as a professional investor, which may include controlling at least $10 million.

We can point you to the process for obtaining an accountant’s certificate, but you should obtain your own professional advice on eligibility.

Do I need to be a wholesale investor just to join the community?

No. You do not need to be a wholesale investor to engage with Vested Impact’s education and community content.

Wholesale investor eligibility only becomes relevant if you want to participate in a Vested Angels investment opportunity.

Is Vested Angels open to New Zealand investors?

Vested Angels opportunities may be available to eligible wholesale investors in Australia and New Zealand, subject to the terms of the relevant deal, platform requirements, investor verification, and applicable law.

Are opportunities limited to Australian startups?

No. Depending on the deal, Vested Angels may include opportunities involving startups from Australia and New Zealand.

Do you charge fees or carry?

There is no fee to join the Vested Angels community and no obligation to invest in any opportunity.

If you choose to invest, investment-related fees and carried interest may apply under the relevant syndicate structure and third-party platform terms. These will be disclosed clearly before you invest.

Aussie Angels’ current public syndicate pages state that their model includes a once-off fee on an investor’s first deal, a fixed 6% setup fee per deal, and a share of carry, but platform terms can change over time.

Is there a minimum commitment to invest?

No. Joining the community or expressing interest does not create any obligation to invest in a deal.

Any investment decision is made deal by deal.

Will I automatically get access to deals?

No. Any access to founder showcases or investment opportunities is subject to eligibility, timing, the relevant platform or issuer process, and applicable law.

Access to a deal does not mean it is suitable for you, and nothing shared should be treated as a recommendation to invest.

Where are investment opportunities hosted?

Where relevant, opportunities may be made available through a separate issuer or third-party platform, subject to that platform’s terms, disclosures, eligibility checks and application process.

That separation matters. ASIC warns that online discussion and promotion of financial products can involve regulated activity, including unlicensed advice or arranging.

Do you do due diligence for me?

Any syndicate, lead or platform may conduct its own screening or diligence process, but that does not replace your own assessment.

You are responsible for reading the deal materials, understanding the risks, and deciding whether the opportunity is appropriate for you. Independent legal, tax and financial advice may be appropriate.

Are returns guaranteed?

No. Startup and private-market investing is speculative and high risk. Returns are not guaranteed, outcomes can take many years, and there may be no liquidity event at all.

How long should I expect my capital to be tied up?

These investments are generally long term and illiquid.

You should be prepared for the possibility that your capital may be tied up for years, and that you may not be able to sell or exit when you want to.

What are the main risks?

Key risks can include:

• loss of capital

• illiquidity

• dilution

• follow-on funding risk

• company failure

• long timeframes to exit

• concentration risk if private investments form too much of your portfolio

• platform, legal and documentation risks depending on deal structure

You should only invest capital you can afford to lose and only after considering how a private investment fits within your broader financial position.

What documents should I expect before investing?

Before investing, you should expect to receive the relevant deal documents, disclosures, platform terms, fee information, and any investor eligibility or onboarding materials required by the issuer or platform.

Read them carefully. Ask questions. Do not rely on summaries alone.

What should I do before investing?

Before making any investment decision, you should:

• consider whether the opportunity fits your broader portfolio and risk tolerance

• read the deal documents and fee disclosures carefully

• confirm your eligibility status

• seek advice from your own licensed financial adviser, accountant or lawyer where appropriate

Contact

For community questions, email: sinead@vestedimpact.co

For any investment opportunity, the applicable platform or issuer terms, disclosures and onboarding steps will apply in addition to anything on this page.